High-risk accounts
High-risk merchant accounts.
Stratamize prepares high-risk applications for underwriting: we tell you what the review asks for, build the file with you and set up your payments after approval.
About two minutes. Our team follows up.
Before you apply
- Recent processing statements, if you take cards today
- A live website with your refund, shipping, privacy and terms policies posted
- Your chargeback and refund history
- What you sell, with product descriptions and supplier details
- Lab reports or licenses where your products need them
- Business registration, owner ID and a bank letter or voided check
- Registered ISO We set up merchant accounts directly, subject to underwriting approval.
- Office in Newnan 102 Temple Ave. Call our office: (770) 629-0928.
- Nationwide setup By phone anywhere in the U.S. On site in Coweta County and metro Atlanta.
- Hosted card entry Card numbers go into the processor’s secure forms. We never handle them.
High-risk accounts
Accounts for businesses that need a closer underwriting review.
As a registered ISO, we place high-risk merchant accounts and prepare your business for the underwriting review: what you sell, how you sell it, and the policies and records underwriting asks for. After approval we set up a gateway (NMI or Authorize.net) for online sales, or Clover at the counter.
Categories are a starting point. Your products, sales channels and history decide the review, and availability and terms depend on it.
Industries
Find your industry.
- Vape merchant accounts & high-risk processing
- CBD & hemp merchant accounts
- Firearms merchant accounts
- Adult business merchant accounts
- Travel merchant accounts
- Tech support merchant accounts
- Supplement merchant accounts
- Subscription merchant accounts
- High-risk ecommerce merchant accounts
- Credit repair merchant accounts
- Debt collection merchant accounts
- Coaching & course merchant accounts
How it works
What underwriting asks, and when.
Send us the file
Statements, policies, product list and licenses: we tell you what is missing before anything is submitted.
Underwriting reviews it
Underwriting looks at what you sell, how you sell it and your history, and may ask follow-up questions.
We set up your payments
After approval we set up your gateway for online sales, or Clover at the counter, and test a live transaction with you.
High-risk accounts
Get your application ready for underwriting.
We tell you what underwriting will ask for and prepare the file with you before it goes in.
Approvals usually come back within hours, three days at most.
Book a call