Stratamize

White-label payments & SaaS · one platform

Run your entire payments book on one white-label platform.

Acquire, board, provision, transact, and retain — your brand top to bottom. One system where you run your whole agent book and your merchants get CRM, POS, and invoicing. Not five stitched tools that share a logo.

See the platform Become a partner agent

Stratamize LLC · US-based · PCI-aware payment surface · live deployment

PCI DSS-aware payment surface White-label top to bottom Live deployment on real hardware No per-agent monthly floor Four stacked revenue lines

The one-system thesis

Every competitor owns one band. We ship the whole loop.

ISO CRMs manage the agent's book but give the merchant nothing. Gateways white-label the rail but have no residual hierarchy. Payfac platforms serve developers, not agents. Merchant suites own the merchant but lock out agents, white-label, and processor choice. Stratamize ships acquire → board → provision → transact → retain as one white-label fabric.

  1. 01 / Acquire

    Acquire

    Capture and qualify leads through a funnel under your brand.

  2. 02 / Board

    Board

    Auto-provision merchants in minutes, not days — boarding scaffold built in.

  3. 03 / Provision

    Provision

    Your brand goes live across portal, suite and receipts. The bank stays invisible.

  4. 04 / Transact

    Transact

    POS + payments with every card-not-present transaction pushed to Level-3.

  5. 05 / Retain

    Retain

    CRM, invoicing and residual rollups — the merchant's business and your whole book in one place.

Stitched point tools today's stack
  • An ISO CRM for the book — the merchant gets nothing
  • A separate white-label gateway for the rail — no residual hierarchy
  • A payfac with a $2.5k–$30k/mo floor that prices out small agents
  • A merchant POS that locks out agents and your brand
  • Four vendors, four contracts, four risk reviews, one logo
One Stratamize system one fabric
  • Agent-hierarchy residual rollups and buy-rate spread, in one cockpit
  • White-label across the portal, suite, receipts and terminals
  • No per-agent monthly floor — four stacked revenue lines
  • Merchants get CRM, POS and invoicing in your brand
  • One platform, one onboarding, one compliance posture

Three doors, one platform

Pick the seat you sit in.

The same fabric, scoped to who you are — operator, agent-partner, or merchant.

Operator

Run the whole platform

One cockpit over every tenant, every agent subtree, and every dollar across the loop.

  • Platform-wide residual & volume rollups
  • Tenant theming & white-label provisioning
  • Funnel → board → retain, end to end
See the cockpit

Agent / ISO

Your book. Your brand. Your spread.

Run your whole agent hierarchy with four revenue lines and no per-agent monthly fee.

  • Master → sub-agent buy-rate spread
  • Residual rollups paid monthly
  • White-label portal under your brand
Apply to the partner program

Merchant

Payments + the software to run it

Get a merchant account and a real business system — CRM, POS and invoicing in one brand.

  • Interchange-optimized processing
  • POS, CRM & invoicing included
  • Transparent, tiered pricing
Get a merchant account

Show, don't list

The loop, one screen at a time.

Every stage is a real surface in the product — not a stock illustration.

03 · Provision

Your brand goes live. The bank stays invisible.

Tenant theming co-brands the entire portal, suite and receipt stack. Agents, tenants and merchants all see your brand — never the processor underneath.

White-label, top to bottom
your-brand.com · receipt
Order #4821$84.20
Card · ····4242$84.20 paid

Powered by Your Brand — processor never shown.

04 · Transact

Every CNP transaction pushed to Level-3.

The POS and payment surface optimize interchange in the background — card-not-present volume routed toward Level-3 / Tier-3 rates so the spread is earned, not given away.

Interchange optimization, automatic
transact · interchange
L3 share
71%
▲ of CNP volume
Blended
−38 bps
optimized
ACH
1.5 %
markup

05 · Retain

Run the merchant's business and your whole book in one place.

CRM, invoicing and residual rollups live in the same cockpit. The merchant gets a real operating system; the agent watches the book compound — one instrument, not five tabs.

CRM · POS · Invoicing · residuals
agent book · rollup
Sub-agent · Northside$8,410 accrued
Sub-agent · Lane & Co$5,260 accrued
SaaS share · 42 seats$924 monthly

Agent economics

Four revenue lines. No per-agent floor.

Payfac platforms charge $2,500–$30,000/mo before you earn a cent. Subscription processors compress your spread. Stratamize stacks four revenue lines in one cockpit — and there is no per-agent monthly fee.

Line 01

Buy-rate spread

The master → sub-agent spread across your hierarchy, rolled up automatically.

Line 02

Interchange optimization

Card-not-present volume pushed to Level-3 / Tier-3 — the margin most stacks leave on the table.

Line 03

ACH markup

A transparent 1.5% on ACH volume, settled through the same rail.

Line 04

SaaS subscription share

Your cut of the CRM/POS/invoicing suite every merchant runs on.

Model your residual Partner program details

One system vs. point tools

Beat them on a single page.

Each incumbent occupies one band. Only Stratamize is green down the whole column.

Capability ISO CRMs WL gateways Payfac platforms Stratamize
Agent residual hierarchyYesNoNoYes
White-label, top to bottomPartialGateway onlyAPI onlyYes
Merchant CRM + POS + invoicingNoNoNoYes
Funnel → auto-provision loopNoNoPartialYes
No per-agent monthly floorVariesYes$2.5k–$30kYes
Processor hidden from merchantNoPartialNoYes

Comparison reflects category patterns (June 2026); incumbents gate pricing behind sales. See Why Stratamize for the full breakdown.

Honest proof

What's real today — and what we'll claim once it's earned.

No fabricated logos, no invented counts. An empty slot beats a fake one.

Available now

A live, shippable cockpit

CRM, POS and invoicing on one token system, deployed and operating on real hardware.

  • One brand system, brand-gate enforced
  • Auto-provision boarding flow built
  • Multi-tenant white-label model

Provision speed

A retail site, auto-built in ~4 minutes

Front door of the loop: a believable storefront generated end-to-end — proof of boarding speed, framed honestly as capability, not a customer.

  • Funnel → site → board, automated
  • Co-branded under the tenant
  • Wired to the same payment surface

Earn before claiming

Live counters, when they're true

Volume processed, merchants boarded, agents active and uptime wire to real platform data — and render only when non-zero.

  • Dollars, not "happy customers"
  • Case studies as numbers arrive
  • Compliance claimed only when certified

Transparent by default

See the spread, the splits, the tiers.

No contact-sales wall. Two calculators — one for agent residuals, one for merchant savings.

For agents no floor

Four stacked revenue lines, residuals paid monthly, white-label portal — model your book in seconds.

Open the residual calculator
For merchants 3 tiers

Subscription + interchange-plus, CRM/POS/invoicing included. See your cost vs flat-rate.

Open the savings calculator

One platform · your brand

Bring your whole book onto one white-label platform.

Start the merchant offer in minutes, or talk to us about the partner program. Your customers never see the bank.

Get started Talk to us