Clover pricing
Four things make up what you pay for Clover: the devices, the monthly Clover software plan, card processing and setup. We quote all four together, before you sign.
Two-minute request. Our team in Newnan follows up.
Registered ISO · Office in Newnan, Georgia · Serving businesses nationwide
The four parts
The Clover devices you buy: a register such as a Mini or a Station, handhelds, a Kitchen Display, a cash drawer, a scanner. It is the largest one-time part of the quote, so we match the devices to your counter and your floor instead of starting with the biggest station.
A monthly Clover plan runs the software. The plan follows how you sell: payments only, a counter-service or table-service restaurant, retail with inventory, or services with appointments and tips. Some devices add their own monthly fee; each Kitchen Display does. We confirm the plan with your order, so you know the monthly total before install.
What you pay on each card sale. Because you pay it on every sale, it adds up over the life of your account, and it depends on your volume, your average sale and how your customers pay. The pricing model matters as much as the rate; see below.
Loading your menu or inventory, connecting the devices, testing a live sale and a refund, and training your staff. In Coweta County and metro Atlanta we do it on site; anywhere else in the U.S. we ship your devices and set up with your team by phone.
Tell us about your business in a two-minute request. We come back with the devices, the Clover plan, your processing and setup, quoted together.
Buy online
Our online Clover shop shows each device’s price. Add the devices you want to your cart and place your order: nothing is charged until your merchant account is approved. Then you complete the application, where your software plan and processing are set. Devices ship after approval and payment.
Prefer one quote for everything? Send a two-minute request and we quote the devices, the plan and your processing together.
Processing
Two stores with the same rate on paper can pay very different amounts, because the model behind the rate decides what each sale costs. Your quote names the model and the rates.
You pay the card network's own cost for each sale, which differs between a debit card and a premium rewards card, plus a set markup. The statement is longer, but every line can be checked.
One rate for every card. It is simple to read, but you pay the same rate on a low-cost debit card as on a premium rewards card.
Your posted prices are the card prices, and customers who pay cash in person get 3.5% off. Credit and debit customers pay the posted price, and nothing is added at the register. Many counters use it to cut what card acceptance costs them.
Before you sign
If anything in a quote is unclear, ask us to put it in plain words before you sign. That goes for any quote, ours or anyone else's.
Buying through Stratamize
Already taking cards?
If you take cards now, your current statement is the best place to start. Divide your total fees by your total card sales for the month and you have your effective rate: the number to compare any quote against.
Our rate tool does that math from two numbers on your statement, in your browser. Or send us the statement and we walk through it with you.
FAQ
It depends on the Clover plan and the devices. A payments-only plan costs less than a full restaurant plan, and some devices, such as each Kitchen Display, add their own monthly fee. We confirm the plan with your order, so your quote shows the full monthly total before install.
Device prices change, and the total that matters is the devices plus the plan plus processing for your business. We would rather quote the whole number for your setup than show a device price that leaves out the rest.
Your processing agreement sets out the terms, and we walk through it with you before you sign, including what happens if you close or move your account. Ask any provider to show you those terms in writing before you sign.
It depends on who you have it with. Clover devices from another provider are a special case, so call us at (770) 629-0928 and we will look at your device and your account with you.
With the cash discount program, customers who pay cash in person get 3.5% off the posted price, which is the card price. What it saves you depends on how many of your customers pay cash and what card acceptance costs you today; we show you the math with your numbers.
Your total processing fees for a month divided by your total card sales for that month. It is the single number that makes two quotes comparable, whatever pricing model each one uses.
Tell us how you sell, and we will quote your devices, Clover plan, processing and setup together, before you sign. Our team is based in Newnan, Georgia, and we work with businesses nationwide.
Approvals usually come back within hours, three days at most.
Book a call with our team