FREE LOCAL CALCULATOR

Estimate the processing cost behind the headline rate.

Enter a representative month. The calculation happens in your browser and is not sent to Stratamize unless you separately choose to contact us.

MERCHANT OPERATING LAYER POS+PAYMENTS+SETUP Configured around the business that has to run it.

YOUR REPRESENTATIVE MONTH

Monthly processing estimate

This educational estimate does not include every possible pass-through, incidental, equipment, software, contract, or program term.

Estimated monthly processing cost $782.50 Estimated effective rate 3.13%

$25,000 × 2.60% + 650 × $0.15 + $35.00.

Use the result carefully

Three checks before you compare

A calculator is useful only when the inputs describe the same business activity and service scope.

01

Card mix

Use representative transaction types

Rewards, business, keyed, card-present, and other transaction characteristics can affect cost.

02

Ticket

Per-item fees change with average sale

A fixed transaction charge has a larger percentage impact when the average ticket is smaller.

03

Scope

Include the services you actually need

Compare software, devices, funding, support, integrations, contract, and implementation beside processing.