Fees separates charges by source and month. Use it to investigate the total on Overview.
Read the report
- Open Fees with Monthly totals selected.
- Review Gateway fees, eCheck/ACH fees when present, Card processing, Total, Blended, and Status.
- Choose a month for Source, Fee, Rate, Qty, and Amount on each available line.
- Look for estimate marks and annual-fee notices.
- Compare closed-month charges with the statement.
Final indicates a closed period with its statement available. Estimate means figures are accruing. Pending means the period closed but awaits its statement. Per-transaction fee figures remain estimates.
Work through the sample
The sample Overview shows $12,480.00 in volume and $228.38 in fees:
$228.38 ÷ $12,480.00 × 100 ≈ 1.83%
This is a blended effective rate for the illustrated activity mix. It is sample data, not a rate quote or a promise about your business's costs.
Explain differences
Annual fees are separately flagged and excluded from the displayed blended rate when indicated. Use a consistent fee basis and volume period when reproducing the calculation. Returns, adjustments, and payment-method mix affect comparisons. An empty blended-rate cell is not a zero-percent rate.
Customer service fees collected, processing fees billed to you, and sales tax collected are separate categories. Do not subtract collected tax to reduce a processing-rate calculation. Ask the operator to reconcile specific fee lines when estimates and statements differ.